Lidion Bank
Malta
3.50%
with €50 bonus
Base rate: 2.50%
EUR
3 mths
€20k–€100k
Available onlineProtected up to €100k
Better rates
for your money.
Access fixed-term deposits from trusted European banks with one PickTheBank account.
- Protected
deposits - Partner banks
across Europe - Real people
here to help
Best deposits in Cyprus
Welcome bonus equivalent up to +1.00% p.a.
BankCurrencyTermDeposit amountAvailability & ProtectionAction
Lidion Bank
Malta
3.00%
with €50 bonus
Base rate: 2.50%
EUR
6 mths
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
2.93%
with €50 bonus
Base rate: 2.60%
EUR
9 mths
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.00%
with €50 bonus
Base rate: 2.75%
EUR
12 mths
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.19%
with €50 bonus
Base rate: 3.02%
EUR
18 mths
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.21%
with €50 bonus
Base rate: 3.08%
EUR
24 mths
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.16%
with €50 bonus
Base rate: 3.08%
EUR
36 mths
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.14%
with €50 bonus
Base rate: 3.08%
EUR
4 years
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.13%
with €50 bonus
Base rate: 3.08%
EUR
5 years
€20k–€100k
Available onlineProtected up to €100k
Lidion Bank
Malta
4.80%
with €50 bonus
Base rate: 3.80%
USD
3 mths
$20k–$100k
Available onlineProtected up to €100k
Lidion Bank
Malta
4.10%
with €50 bonus
Base rate: 3.60%
USD
6 mths
$20k–$100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.78%
with €50 bonus
Base rate: 3.45%
USD
9 mths
$20k–$100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.55%
with €50 bonus
Base rate: 3.30%
USD
12 mths
$20k–$100k
Available onlineProtected up to €100k
Lidion Bank
Malta
4.35%
with €50 bonus
Base rate: 3.35%
GBP
3 mths
£20k–£100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.85%
with €50 bonus
Base rate: 3.35%
GBP
6 mths
£20k–£100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.63%
with €50 bonus
Base rate: 3.30%
GBP
9 mths
£20k–£100k
Available onlineProtected up to €100k
Lidion Bank
Malta
3.45%
with €50 bonus
Base rate: 3.20%
GBP
12 mths
£20k–£100k
Available onlineProtected up to €100k
BluOr Bank
Latvia
3.80%
Base rate
EUR
12 mths
€20k–€100k
Coming soon
Coming soon
Showing 1–18 of 18 offers
How it works
How to open a deposit online
A simple process from onboarding to funding your deposit.
- 1
Register with PickTheBank
Create your profile once to get access to deposit offers from partner banks.
- 2
Choose and apply
Pick the deposit that fits you best and send your application online.
- 3
Wait for bank approval
The partner bank usually reviews and opens your deposit account within 1–2 business days.
- 4
Transfer directly to the bank
Once approved, transfer your funds to the new deposit account securely.
Real People,
Real Stories
Opening a deposit used to be complicated and time-consuming. With PickTheBank, it took minutes and now I earn more with complete peace of mind.
Elena P.Limassol, CyprusWhy PickTheBank
A smarter way to grow your savings with better rates,
trusted banks, and total peace of mind.
1
One onboarding
Access multiple European partner banks without starting from zero each time.
Your profile
Partner banks
Lidion BankMaltaBluOr BankLatvia
One profile. Many options.
2
No PickTheBank fees
Transparent and free for clients.
You keep 100% of your returns.
€0PickTheBank
fees
fees
Always free for clients.
3
Fast process
Choose and apply online in a few simple steps.
1. Choose
Compare deposits and pick what fits you best.
2. Apply
Complete your application online in minutes.
3. Get approved
Receive approval and open your deposit account quickly.
Online. Simple. Secure.
4
Best rates in Cyprus
Compare top offers from leading European banks and earn more on your savings.
Top offer
Lidion Bank3.08%EUR12 months
€20k–100k
€20k–100k
Local banks average1.40%EUR12 months
€20k–100k
€20k–100k
Earn more with
better rates.
5
Protected deposits
Eligible deposits are protected according to applicable European schemes.
- Protected up to €100,000 per depositor, per bank
- Covered by official deposit protection schemes
- Your savings. Your security. Our priority.
Our Mission
Alexander Gromov
Founder & CEO of PickTheBank
My mission is simple: help people in Cyprus access better fixed-term deposit opportunities from trusted European banks. We make the process straightforward, transparent, and local — with real guidance from someone who understands your goals.
Press about us
PickTheBank is featured in leading European publications for our mission to help savers earn more.
